Card Not Present Fraud (CNP)

Card Not Present Fraud (CNP) refers to fraudulent transactions where a credit or debit card is used for a purchase without the physical card being present. CNP fraud typically occurs online, over the phone, or through mail-order transactions, where the cardholder’s information is manually entered or provided without verification. It involves unauthorized use of stolen or counterfeit card details obtained from data breaches, phishing schemes, or skimming methods. The absence of physical verification makes CNP transactions vulnerable to fraudulent activities, as it is difficult to authenticate the cardholder’s identity, resulting in increased risks for merchants and financial institutions. To mitigate CNP fraud, various security measures are in place, such as two-factor authentication, address verification systems, and fraud detection algorithms, aiming to scrutinize and minimize fraudulent transactions in the card-not-present environment.

Try it yourself

Take a firsthand look at our our tried-and-true AI-powered products.

See demos

Discover Our Solutions

Exploring our solutions is just a click away. Try our products or have a chat with one of our experts to delve deeper into what we offer.


Unlock More Insights


2022 Deloitte Technology Fast 500™ Ranks Microbl…

Esteemed group includes global, award-winning, SaaS company with industry-leading number of custome…

Read more

3 ways automated document verification software sp…

Automated document verification software speeds up onboarding by reducing manual effort, improving …

Read more
Industry Use Case

A guide to getting remote identity verification ri…

We live in an age where we have dozens, if not hundreds, of online accounts. They form a core link…

Read more
Explore resources