Out of Wallet Questions (OOW)

Out of Wallet Questions (OOW) refer to a set of security questions or verification challenges used by various organizations to authenticate a person’s identity. These questions are designed to verify personal information that is not easily accessible or known by anyone other than the genuine user. OOW questions typically involve details about the user’s past or existing relationships, addresses, financial history, employment, or other specific life events. By posing these questions during a verification process, organizations can confirm the identity of the user and protect against unauthorized access or fraud. OOW questions add an extra layer of security and help establish a stronger authentication process.

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