Payment Card Capture with Fraud Signals

Payment Card Scanning for Faster, Safer Transactions

Turn manual card entry into seamless, secure transactions. Capture, verify, and understand payment card data in seconds. Reduce checkout friction, increase conversion, and stop fraudulent transactions before they clear.

Payment Card Scanning for  <strong>Faster, Safer Transactions</strong>
<3s
from capture to result
98%+
first-time pass rate
50%
CNP fraud reduction for global payments provider

Payment Friction

A Hidden Source of Friction and Fraud

Manual card entry is one of the most overlooked points of failure in digital experiences. As digital commerce accelerates and AI-driven fraud becomes more sophisticated, businesses need a better way to connect who is transacting with how they are paying.

Users drop off when entering long card details
Fraudsters exploit weak or disconnected verification flows
Typos and errors often lead to failed transactions
Payment and identity signals remain siloed
A Hidden <strong>Source of Friction and Fraud</strong>

How it works

Solving Modern Card-Scanning Challenges

Microblink transforms payment card capture into a fast, intelligent, and secure process from the moment of capture. Using advanced computer vision and on-device intelligence, users can scan their payment card in real time, with no framing, positioning, or manual effort required. Card data is extracted instantly and accurately, even in challenging real-world conditions.

Frameless Capture

No need for users to align cards within fixed boundaries; capture happens naturally in motion.

Card-Agnostic Recognition

Works across global card formats, layouts (vertical, horizontal), and designs (embossed, indented, engraved, or printed).

High-Speed Extraction

Sub-second capture and data extraction for seamless user experiences.

Accuracy at Scale

Billions of real-world interactions power consistently high data accuracy, reducing errors and retries.

Beyond Capture

Built-In Fraud Detection

Capture is only part of the equation. Microblink also evaluates how the card is presented to detect fraud at the point of interaction. It’s built for businesses looking to stop card-not-present fraud, increase payment form conversions, onboard new customers and verify age.

Card Liveness & Validity Checks

Trusted by Companies Worldwide

The Microblink Difference

What We Provide

This isn’t just card capture. It’s part of Microblink’s Identity Intelligence OS, connecting identity and transactions across the full customer lifecycle.

Learn More About the Technology

Microblink combines computer vision, machine learning, and on-device processing to deliver fast, accurate card capture across millions of real-world interactions.

Explore the Identity Intelligence OS

Integration

For Developers

Accelerate your app development and leverage our advanced technology to enhance functionality and deliver exceptional user experiences.

Industries

No two industries face identity fraud the same way. Microblink adapts to the fraud, compliance, and customer experience needs of every industry it serves.

Built for your industry

eCommerce & Retail

  • Reduce checkout friction
  • Increase conversion rates
  • Minimize card entry errors

Financial Services

  • Streamline onboarding and card provisioning
  • Improve data accuracy and compliance

Travel & Hospitality

  • Enable fast, mobile-first booking experiences
  • Capture payment details in low-connectivity environments

On-Demand & Marketplaces

  • Speed up account setup and transactions
  • Reduce friction across multi-platform journeys

Why Microblink

Proprietary Technology.
Full Control.

Microblink's card scanning and liveness detection is built entirely on original IP — engineered in-house by a team that specializes exclusively in identity and document intelligence. No backend relays. No third-party modules stitched together behind a façade. That ownership means tighter performance, faster iteration against emerging fraud patterns, and complete configurability — so your fraud and product teams can tune the system to your exact needs without waiting on engineering.

Built on billions of real-world interactions
Designed for high automation and high pass rates
Engineered for privacy, performance, and scale
Explore Identity Intelligence OS
Proprietary Technology.<br><strong>Full Control.</strong>

Testimonials

Trusted by Digital Businesses

Get in touch

Increase Approved Transactions and Reduce Fraud

Designed for modern digital journeys, Microblink helps businesses prevent fraud, reduce friction, and maintain compliance without slowing down the customer experience.

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Mapping the Rise of AI-Powered Identity Fraud

AI didn't just make fraud faster. It made it a system. We analyzed millions of identity interactions to map how identity attacks are evolving across regions, attack types, and sophistication levels — and what organizations need to rethink to keep pace.

See the Data