The Payment Card Industry Security Standards Council (PCI SSC)

The Payment Card Industry Security Standards Council (PCI SSC) is a global forum that sets the standards for ensuring the security of sensitive payment card information. It was created in 2006 by major card brands including Visa, Mastercard, American Express, Discover, and JCB International. The PCI SSC provides a structured framework known as the Payment Card Industry Data Security Standard (PCI DSS) that outlines the minimum security requirements for organizations that handle cardholder data.

The PCI SSC’s primary objective is to protect cardholders’ sensitive information and prevent fraud by establishing and maintaining a robust security standard. The council regularly updates the PCI DSS to address emerging threats and technological advancements and provides assistance and guidance to organizations in achieving compliance. Compliance with the PCI DSS is mandatory for merchants, banks, and service providers involved in storing, processing, or transmitting cardholder data. By adhering to the standards set by the PCI SSC, organizations can minimize the risk of security breaches and maintain the trust of their customers and partners in the payment card industry.

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