BNPL providers need to approve customers instantly without increasing fraud risk. Microblink’s AI-powered identity platform combines document verification, biometric liveness detection, and fraud detection to stop synthetic identities, prevent account fraud, and streamline KYC for faster, more secure approvals.
IDs processed every month
countries supported for verifying identities
to capture and extract data
Protect your installment lifecycle from synthetic identity and deepfake attacks using Microblink’s real-time document and biometric verification. Our advanced liveness detection and automated ID analysis stop bad actors at account creation without adding friction for legitimate buyers.
Empower your risk team with our configurable Decision Command Center to orchestrate adaptive step-up authentication based on real-time transaction risk. This layered defense minimizes manual reviews and lowers false positives, keeping your checkout conversion high and fraud losses low.
Our advanced liveness detection and AI-driven document verification instantly flag synthetic identities and deepfake-assisted onboarding attempts before credit is extended.
This real-time defense slashes fraud losses at checkout without adding friction for legitimate, high-value borrowers.
By automating ID capture and verification in under two seconds, Microblink eliminates checkout abandonment and minimizes false positives.
You can confidently approve more credit applications instantly while maintaining a seamless, low-friction user experience.
Our Decision Command Center gives risk teams complete control to configure adaptive verification workflows and trigger step-up checks based on transaction risk.
This flexible orchestration allows you to calibrate fraud controls dynamically across different merchants, order values, and user profiles.
Quick and accurate ID verification, ensuring a seamless and secure registration process
Meet regulatory requirements with ID document verification and non-documentary signals
Verify identity and prevent unauthorized transactions through secure document scanning
Detect stolen or synthetic identities with precision and verify IDs to prevent fraudulent account creation and transactions
Ensure compliance and prevent underage access by instantly verifying customer ages through secure ID scanning
With 12 years of expertise in computer vision R&D, Microblink has been at the forefront of AI-driven identity verification, continuously innovating to deliver fast and accurate solutions.
We pioneered AI-driven identity verification, setting the standard for fast, secure, and accurate ID scanning solutions.
We develop our AI in-house, using proprietary data and a dedicated team of machine learning specialists to ensure unmatched accuracy and performance in identity verification.
Microblink uses real-time, AI-driven document analysis and advanced biometric liveness detection right at account creation. This defense instantly flags and blocks sophisticated, AI-generated fraud attempts at the digital front door—stopping synthetic users before credit is extended.
Not at all. The platform automates ID capture and verification in under two seconds, drastically minimizing false positives. This ultra-fast process eliminates checkout abandonment, allowing you to confidently maximize approval rates and maintain a seamless experience for legitimate, high-value borrowers.
By pairing real-time identity intelligence with a layered defense strategy, the platform orchestrates adaptive step-up authentication based on immediate transaction risk. This ensures that existing accounts remain secure against takeover attempts at any point during the installment lifecycle.
Your team gets complete autonomy through our Decision Command Center. This configurable hub allows risk teams to build adaptive verification workflows and dynamically calibrate fraud thresholds across different merchants, varying order values, and unique user profiles.
By replacing rigid “black-box” legacy systems with automated, real-time risk orchestration, the platform significantly cuts down on false positives. This keeps manual review queues low and allows your risk team to focus on scaling approvals safely and efficiently.
AI didn't just make fraud faster. It made it a system. We analyzed millions of identity interactions to map how identity attacks are evolving across regions, attack types, and sophistication levels — and what organizations need to rethink to keep pace.
See the Data