BNPL Fraud Prevention Solution

BNPL providers need to approve customers instantly without increasing fraud risk. Microblink’s AI-powered identity platform combines document verification, biometric liveness detection, and fraud detection to stop synthetic identities, prevent account fraud, and streamline KYC for faster, more secure approvals.

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+10 million

IDs processed every month

140+

countries supported for verifying identities

<1 second

to capture and extract data

Maximize BNPL Approvals While Eliminating Identity Fraud

Protect your installment lifecycle from synthetic identity and deepfake attacks using Microblink’s real-time document and biometric verification. Our advanced liveness detection and automated ID analysis stop bad actors at account creation without adding friction for legitimate buyers.

Empower your risk team with our configurable Decision Command Center to orchestrate adaptive step-up authentication based on real-time transaction risk. This layered defense minimizes manual reviews and lowers false positives, keeping your checkout conversion high and fraud losses low.

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Benefits Use Cases

Eliminate Synthetic and Deepfake Fraud at Checkout

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Our advanced liveness detection and AI-driven document verification instantly flag synthetic identities and deepfake-assisted onboarding attempts before credit is extended. 

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This real-time defense slashes fraud losses at checkout without adding friction for legitimate, high-value borrowers.

Maximize Checkout Conversion and Approval Rates

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By automating ID capture and verification in under two seconds, Microblink eliminates checkout abandonment and minimizes false positives. 

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You can confidently approve more credit applications instantly while maintaining a seamless, low-friction user experience.

Orchestrate Dynamic Risk Controls with Complete Autonomy

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Our Decision Command Center gives risk teams complete control to configure adaptive verification workflows and trigger step-up checks based on transaction risk. 

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This flexible orchestration allows you to calibrate fraud controls dynamically across different merchants, order values, and user profiles.

Our global customers verify people in 140+ countries

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Accelerate ID scanning during KYC verification

First Abu Dhabi Bank partners with Microblink to accelerate ID scanning during KYC verification.

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Build a consumer-permissioned future

Discover how Attain is transforming the consumer-permissioned future with BlinkReceipt.

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Jurat Logo

Boost ID processing efficiency by 5x

Discover how BlinkID revolutionized Jurat’s user experience and contributed to their success in the digital notary industry.

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HOW MICROBLINK HELPS

Companies choose Microblink for

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Customer Onboarding

Quick and accurate ID verification, ensuring a seamless and secure registration process

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KYC/AML Compliance

Meet regulatory requirements with ID document verification and non-documentary signals

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Check in

Reduce wait times and ensure a smooth entry process with quick ID scanning

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Chargeback and Card-Not-Present Fraud

Verify identity and prevent unauthorized transactions through secure document scanning

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Stolen Identity/Synthetic Identity Fraud

Detect stolen or synthetic identities with precision and verify IDs to prevent fraudulent account creation and transactions

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Age Verification

Ensure compliance and prevent underage access by instantly verifying customer ages through secure ID scanning

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EXPERTISE BUILT ON AI

The Original Expertise In AI For Identity

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Rooted in 12 years of computer vision R&D

With 12 years of expertise in computer vision R&D, Microblink has been at the forefront of AI-driven identity verification, continuously innovating to deliver fast and accurate solutions.

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Pioneering the use of AI in identity verification

We pioneered AI-driven identity verification, setting the standard for fast, secure, and accurate ID scanning solutions.

In-house machine learning lab

We develop our AI in-house, using proprietary data and a dedicated team of machine learning specialists to ensure unmatched accuracy and performance in identity verification.

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FAQs

How does Microblink's solution stop synthetic identity and deepfake fraud for BNPL providers?

Will adding this fraud prevention layer hurt BNPL checkout conversion rates?

How does the software protect against Account Takeover (ATO) throughout the installment lifecycle?

What level of control do risk teams have over BNPL fraud workflows?

How does Microblink minimize manual reviews for BNPL operations?

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Mapping the Rise of AI-Powered Identity Fraud

AI didn't just make fraud faster. It made it a system. We analyzed millions of identity interactions to map how identity attacks are evolving across regions, attack types, and sophistication levels — and what organizations need to rethink to keep pace.

See the Data