Payment Fraud Prevention Solution

Payment providers need to process transactions quickly without compromising security. Microblink’s AI-powered identity platform combines document verification, biometric liveness detection, and fraud detection to prevent identity fraud, stop account abuse, and streamline KYC for faster, more secure payments.

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+10 million

IDs processed every month

140+

countries supported for verifying identities

<1 second

to capture and extract data

Maximize Transaction Approvals with a Configurable Payment Fraud Prevention Solution

Protect your revenue and slash chargeback rates by integrating real-time identity intelligence directly into your checkout flow. Our advanced document verification and biometric liveness checks instantly stop card-not-present (CNP) fraud before authorization occurs

Eliminate rigid black-box decisioning with a customizable command center that lets you calibrate risk thresholds to your exact risk tolerance. This precise control reduces costly false positives, ensuring legitimate customers breeze through payment without friction.

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Benefits Use Cases

Drastic Chargeback Reduction Without Checkout Friction

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Microblink’s identity-led payment fraud prevention solution stops card-not-present (CNP) fraud instantly by verifying the cardholder’s identity through biometric liveness and document matching. 

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This multi-layered defense slashes chargeback rates and manual review queues without introducing friction that drives customers to abandon their carts.

Defend Against Sophisticated Deepfakes and Synthetic Identities

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Our advanced deepfake and synthetic identity detection algorithms analyze micro-signals in real time to block sophisticated, AI-generated fraud attempts before they reach your payment gateway. 

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By securing the onboarding and transaction layers against highly convincing presentation attacks, you protect your fraud P&L and maintain regulatory compliance.

Complete Control Over Risk Thresholds and Approval Rates

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The Decision Command Center gives fraud teams complete control to calibrate risk thresholds and customize rules, eliminating the “black box” of legacy fraud engines. 

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This precise configurability allows you to maximize transaction approval rates for legitimate users while maintaining a zero-tolerance posture against bad actors.

Our global customers verify people in 140+ countries

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Accelerate ID scanning during KYC verification

First Abu Dhabi Bank partners with Microblink to accelerate ID scanning during KYC verification.

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Attain Logo

Build a consumer-permissioned future

Discover how Attain is transforming the consumer-permissioned future with BlinkReceipt.

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Jurat Logo

Boost ID processing efficiency by 5x

Discover how BlinkID revolutionized Jurat’s user experience and contributed to their success in the digital notary industry.

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HOW MICROBLINK HELPS

Companies choose Microblink for

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Customer Onboarding

Quick and accurate ID verification, ensuring a seamless and secure registration process

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KYC/AML Compliance

Meet regulatory requirements with ID document verification and non-documentary signals

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Check in

Reduce wait times and ensure a smooth entry process with quick ID scanning

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Chargeback and Card-Not-Present Fraud

Verify identity and prevent unauthorized transactions through secure document scanning

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Stolen Identity/Synthetic Identity Fraud

Detect stolen or synthetic identities with precision and verify IDs to prevent fraudulent account creation and transactions

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Age Verification

Ensure compliance and prevent underage access by instantly verifying customer ages through secure ID scanning

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EXPERTISE BUILT ON AI

The Original Expertise In AI For Identity

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Rooted in 12 years of computer vision R&D

With 12 years of expertise in computer vision R&D, Microblink has been at the forefront of AI-driven identity verification, continuously innovating to deliver fast and accurate solutions.

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Pioneering the use of AI in identity verification

We pioneered AI-driven identity verification, setting the standard for fast, secure, and accurate ID scanning solutions.

In-house machine learning lab

We develop our AI in-house, using proprietary data and a dedicated team of machine learning specialists to ensure unmatched accuracy and performance in identity verification.

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FAQs

How does Microblink’s solution reduce chargebacks and card-not-present (CNP) fraud?

Will adding identity verification at checkout cause customers to abandon their carts?

How does the software defend against sophisticated deepfakes and synthetic identities?

What makes this solution "configurable" compared to legacy fraud engines?

How does this platform improve efficiency for internal fraud operations?